For José Martinez, being a $tand By Me financial coach is about more than just helping people take control of their finances. It’s about giving a person the tools to change their life.
“That’s what inspires people,” said José. “That’s why the coaching method works better than any other method. Because the person gets more satisfaction knowing they did it for themselves rather than having someone do it for them.”
José has been a financial coach with NCALL at Dover Downs for the past three years, and he has given financial advice to nearly a third of Dover Downs’ 1,500 employees.
When José met Thomas Green, you could still smell the fire that destroyed his home, along with expensive DJ equipment. He had been living in his car for days when Dover Downs suggested he see a $tand By Me financial coach. Thomas applied for assistance using Dover Downs’ Rainy Day Fund available to employees experiencing hardships, but he was turned down because of his short tenure—he was two months shy. José helped Thomas write a letter to appeal the decision, and the decision was overturned. Thomas was not only able to get a new apartment but also a new appreciation for saving money. José helped Thomas learn to properly save money and Thomas was also able to replace what was lost in the fire and start over.
Most recently, José was able to change a local family’s life. A young housekeeper at Dover Downs was in the process of becoming an American citizen, but had no established credit in this country. One of the services through $tand By Me provides a small $500 loan through West End Neighborhood House, which helps establish credit. She was so impressed by Jose that she referred her husband to $tand By Me to fix his credit. This family was able to purchase their very first home, and it all started with a small $500 loan through $tand By Me.
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