In Delaware, 40% of residents fall below the ALICE (Asset Limited, Income Constrained, Employed) threshold, working hard yet still struggling to afford basic needs like housing, childcare, healthcare, and education.

Stand By Me Transforms Challenges into Opportunities.

Launched in 2011 as a public-private partnership with the State of Delaware, Stand By Me® empowers individuals and families to build stability, confidence, and a brighter future. Through proven financial coaching, community workshops, and on-demand resources, the program equips everyday Delawareans with the tools and support to achieve their goals, thrive, and create lasting change for themselves and their communities.

Why This Matters: Financial Security is Foundational

Financial security unlocks opportunity at every stage of life.

• In childhood, it provides access to education, healthcare, and essential stability.
• As young adults, financial security enables investment in education, taking smart risks, and avoiding early debt.
• During working years, it supports homeownership, raising a family, and pursuing meaningful career growth.
• In later life, it ensures a dignified retirement, quality healthcare, and the ability to age with independence.

Without financial security, people are trapped in survival mode, reacting to crises instead of building a future. With it, they can dream bigger, weather setbacks, and forge ahead in life.